With most matters, sooner is always better. If you have missed mortgage payments, the longer you delay seeking help and learning about your options to avoid foreclosure the more limited your options become.

We offer a team expertly skilled in foreclosure avoidance. A Team that will consult with you - confidentially, 

Schedule a Consultation

Contact us Confidentially!

Sooner is Better!

Even if you have arranged a mortgage forbearance with your lender, you should still contact us to find out what your options are at the end of the forbearance period. We can help and our foreclosure avoidance services are offered at no cost to you.

Amanda Reichert, Realtor & Short Sale Expert

1 Tara Boulevard, Suite 200, Nashua NH 03062

M: (603) 377-0281 O: (866) 238.2097


Open today

09:00 am – 05:00 pm


Foreclosure avoidance - short sale negotiation

What is a Foreclosure

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments[1] to the lender by forcing the sale of the asset used as the collateral for the loan.[2] - Wikipedia

Why is it important to avoid foreclosure?

Foreclosure is not the end of the collection of the unpaid debt. Yes you read that correct.... just because you have been foreclosed on, does not necessarily get you off the hook for paying for the collection of the loss to the lender (shortage of mortgage balance, municipal liens i.e unpaid property taxes) or unpaid home owners insurance or attorney or collection fees association with the collection and foreclosure of these unpaid debts.

This can come in several ways, none of which are pleasant, easy or cheap to navigate. 

From my personal opinion, the IRS is the scariest fo them all. The IRS can collect (which can mean IRS judgements on unpaid "gains" aka lender losses. These give the IRS the ability to garnish your wages and to collect by taking your income tax returns, but of which can come with little to no notice. 

Please do yourself a favor, don't delay the education you deserve to learn what your options are.

Common Causes of Foreclosure

Foreclosure can occurs as the result of many circumstances which prevent the borrower from making the agreed upon payments to the lender, 

Some of the most common reasons for foreclosure: 

  • Job Loss
  • Death of Spouse
  • Payment Increase (Tax Increase or Adjustable Interest Rate)
  • Business Failure
  • Divorce or Separation
  • Home Owners / Flood Insurance Premium Increase or Tax Increase
  • Incarceration
  • Reduced Income
  • Mandatory Job Relocation
  • Death of a Family Member
  • Medical Bills / Severe Illness
  • Property Damage (Fire, Flood)
  • Excessive Debt